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How To Ask For Money Instead of Gifts This Holiday Season

If you’ve ever read a story by yours truly, you know that the holidays give me all the life I’ll ever need. Even now, as a 26-year-old jaded New Yorker who is impressed by nothing, I tear open a perfectly-wrapped gift with the same energy that most people save for fighting strangers at Target on Black Friday. However, sometimes I’ll rip off the wrapping paper, lift the cardboard lid, and find a disappointing gift. Honestly, the last time I got excited over a gift that came in a box was in 2004, and guess what was in the box? A puppy.

Unless you’re gifting someone the eternal happiness that comes with a dog, wrapped gifts just aren’t as exciting as they used to be. Maybe it’s just a downside of being an adult, but my favorite kind of gift is a monetary one. Like, want to give me a gift I’ll truly cherish? Pay for my gym membership for a month! Just kidding, but like, not really. If all you and your loved ones want for Christmas is some cheddar, listen up, because etiquette expert Elaine Swann will clue you in how to give money as a gift seeming like you put zero thought into your present, and on the flip side, how to ask for money without looking like an entitled douchecanoe.

The only time I’ve ever witnessed people asking for money instead of presents was at my brother and his wife’s wedding. Yes, you read that right. These two asked their guests to donate to a honeymoon fund instead of losing their sanity on a wedding registry. At first, I thought it was the tackiest thing I’d ever heard, but then I saw the photos of them gallivanting around the Ritz in Paris and realized they didn’t drop a damn cent on this. And that’s when I realized that asking for money in lieu of gifts is, honestly, the move.

So if you’re just looking to give cash this holiday season, Swann suggests, “Make sure you personalize this gift. Give some thought to how this person may use the money. Then, in the note, you can add in a line about something that is a hobby of theirs or something they may enjoy doing with the money.” So, for example, if you’re giving me money, tell me a little tale about a thirsty girl who’s strapped for cash and loves white wine. Cute, right?

If you’ve been raised to exhibit classiness in your day-to-day life and don’t want to stop now by asking for money, worry not because there are ways to do it without looking like Mona Lisa Saperstein.

Swann says, “Be honest! Let them know that you have your heart set on a ski trip, a spa treatment, paying off your student loans, or any other kind of experience you’re interested in. By stating this, you can encourage them to give the gift of money that can go toward this experience.” For an added bonus, she advises, “Keep it towards an experience that people can see and feel a part of when you share stories or photos through social media.” Because the only thing better than seeing the look on someone’s face when they open a gift is being publicly thanked (and tagged) on Instagram stories once they actually use your gift.

Look, if anyone is actually giving you a holiday gift, chances are they know you pretty well, so they’re not going to judge you for asking for money (they probably know you well enough to judge you for your choice in exes/Seamless orders/generally destructive life choices instead). 

If you do want money, don’t wring out your generous friends by asking for a fortune. That’s actually why putting this money towards something specific, like a trip or a facial, is the way to go, and it will actually give them an idea of how much they should give you without you having to awkwardly name a number. At the end of the day, everyone loves getting money as a present! I’ve never heard any of my rich friends who work in finance or advertising open an envelope of cash and be like, “Ugh, I wish it was bath salts!” So, if you love your friends and family, get them something they really want, like a crisp Benjamin. 

Images: NBC; Giphy (2)

Betchy Draper
Betchy Draper
Betchy Draper's real name is Jess. Just Jess. Like Madonna, only younger and less good at singing and dancing.