Realistic ‘Money Diaries’: How Much It Really Costs To Move

As you well f*cking know by now, we here at Betches consider it our duty in life to rip Refinery29’s Money Diaries a new one. Seriously. That’s in our official company policy. Look, if they’re going to continue to “break down barriers” and promote the struggles of Olivia Jade full-time trust fund babies and part-time influencers, then I’m going to continue to anonymously blast them about it on the internet, and I won’t apologize for that! We’ve already discussed how it costs a chill $2k to even breath in cities like New York, Los Angeles, San Francisco, and Portland, and now we’re financially breaking down everyone’s favorite topic: moving.

If you’re anything like me, then moving feels like the undocumented 10th circle of Hell, right after that one about treachery. And I should know, because in the past 4 years I’ve moved four times, two of which involved moving to a different state. Yep, you heard right: FOUR TIMES. If you’re wondering where my mental stability is after said moves, let’s just say I’d rank it somewhere between Khloé Kardashian aggressively screaming “LIAR!” into her phone in the latest trailer for KUWTK and Britney Spears shaving her entire head in 2007. I hope that paints a clear enough picture for you. I think we can all agree that moving is not fun, and it’s hella expensive—especially if you’re moving in or to a big city. And since I’ve done both, and there’s nothing in this world I love more than b*tching about my own life, I thought I’d document my struggles for your viewing pleasure. For the sake of time (and your sanity) I’m only going to talk about the two moves that involved moving in and out of New York City, as those were the most expensive moves by far. You’re welcome.

1st Move: NC → NYC

When I first graduated from college, I realized that just because I had a degree in creative writing and listed “senior send-off T-shirt designer” for my for my sorority as my greatest career accomplishment, didn’t mean anyone would actually hire me. Which felt—and still feels, quite frankly—extremely unfair. Not everyone can come up with a slogan as catchy as “adios bitch-achos” and convince 100 something white girls to all agree on it, okay!!

I spent the first 9 months after graduation doing literally any freelance opportunity I could to pad my resume while living at home and applying for more full-time positions. The February after graduation, I landed a job in Manhattan as a publicity assistant for a major book publishing house and essentially had to move my entire life from North Carolina to NYC in a shorter amount of time than Forever21’s return policy—and you know that sh*t is a quick turn around.

The Basics

Occupation at time of move: Book Publicist/Aspiring Writer/Actively Trying To Marry Rich
Industry: Anything that would accept my creative writing degree
Age at time of move: 23
Location: New York, NY
Salary: $35,500
Moving Stipend: Lol. Companies actually do this? Just because I was hired at one of the largest publishing houses in the world doesn’t mean they would give up any of the billions of dollars they make a year to help my entry-level ass move. In fact, I was only given three weeks to move from North Carolina to New York City, find a place to live that didn’t end up with me a) living in a cardboard box or b) becoming the plotline of a Law & Order episode, and the only help they gave me was to “accidentally” change my start date to one week earlier.
Savings at time of move: $3K

What I Paid For During The Move

Moving truck rental: $900
Gas, toll fees, etc.: $500-$1,000

(I’m going to be completely transparent here, I was lucky enough to have my parents help me out a ton for this move. At the time, I was freelancing and only had about $3K in my savings, which, as you’ll see below, was almost entirely what was needed to pay upfront for my apartment. I know not everyone is lucky enough to have their parents help them move or help them fund said move, so keep this in mind if you’re having to move completely on your own.)

Apartment fees (deposit, 1st/last month rent, etc.): $2,850. My first apartment in New York was located in Bed-Stuy, Brooklyn but, like, before Bed-Stuy had coffee shops that served avocado toast. I distinctly remember a cab driver making a crude comparison to Bed-Stuy and a war-torn country and then telling me to pack up my things and “run while I still can.” And they say New Yorkers aren’t friendly or helpful! My rent for one bedroom in a four bedroom apartment was $950 a month, and I had to put down essentially three month’s rent up front with first, last, and security deposits. This is not uncommon in the New York area, which was a shock to me. This was practically everything I had in my savings account, and I hadn’t even gotten the keys to my goddamn apartment yet.

^^Actual footage of me during my move

Furniture: $800. Fun fact: even if you’ve accumulated furniture throughout your life, don’t think you can bring it to this trash city, because odds are it won’t fit in the 300 cubic square feet your landlord is pretending is a bedroom. When I moved to New York I had to buy all new furniture because the bed and dresser I’d had from home wouldn’t physically fit in the limited space I had. Most of the furniture I bought was from Amazon and Goodwill so, like, cheap finds and it STILL cost me close to $800 when all was said and done.

Random Moving Costs: Can you put a price on your sanity? What about the Metrocard I had to buy before getting my first paycheck? Let’s just round this number $300 and call it a day.

Total Cost of Move: $6K. That’s right. SIX THOUSAND DOLLARS, and that’s mostly for rent and actually transporting my sh*t from point A to point B. That doesn’t even include any of the fun stuff like room decor or the boxed wine I needed to dull the sting of my savings being set on metaphorical fire. 

2nd Move: NYC → NC

Cut to 3 ½ years later and I moved back to North Carolina from NYC. I won’t go into the details as to why I moved—you can read my sappy, wine-induced Instagram post for that—but I’ll just say it was time for a change. I’d been applying for jobs in North Carolina while I was still living in the city, but I actually ended up moving before I had another job lined up. This was a huge risk and, as my mother so sweetly told me several times during the course of this move, I could have really screwed myself. That said, I made saving a major priority before going into this move. I didn’t want to have to rely on my parents again, and I knew I could possibly be without income for a few months. See? I’m learning! And they say you can’t teach a basic betch new tricks. 

The Basics

Occupation at time of move: Just Actively Trying To Marry Rich (Kidding! I was also freelance writer, if you can call aggressively pitching Riverdale related content to any outlet that would listen “writing.”)
Industry: Parental pity
Age at time of move: 26
Location: Greensboro, North Carolina
Salary: $300-$1,000 depending on amount of freelance gigs I could hustle each month.
Moving Stipend: Do the Cheetos my dad sprung for at the 7-11 in bumblef*ck Virginia count? No?
Savings at time of move: $10K

What I Paid For During The Move

Moving truck rental: $900
Gas, tolls, etc.: $500-$1,000

Apartment fees (deposit, 1st/last month rent, etc.):  $100. When I left the city I moved back in with my parents *shudders* but this also meant that I was living rent-free for a bit. I did owe $100 to my Brooklyn landlord for “miscellaneous damages” to the apartment, despite the fact that he could not name (or take photographic evidence of) one actual damage that he charged me for. K.

Furniture: +$200. I actually made money here because I was able to sell back some of my tiny-ass furniture I bought for NYC that I would no longer need once I moved to a city that wasn’t garbage. Blessings. What I couldn’t sell I left on the street to be fought over by my neighbors like the last weapon in The Hunger Games

Random Moving Costs: $500. I may or may not have locked my keys and cell phone in my apartment mid-move. To set the mood for you, I spent the last two days before my move saying goodbye to my life in the city by binge drinking for 48 hours straight, as one does. My dad flew in approximately 12 hours before we were set to drive 13 hours back to North Carolina with all my sh*t and found me curled in the fetal position in my dog’s bed amongst piles of trash bags full of clothes. In the remaining 12 hours before the move, we managed to pack up the rest of my stuff, get dinner, see a show, and get approximately 4 hours of sleep before waking up at the crack of dawn to pack the truck. So, to summarize: I was severely hungover, exhausted, and in the midst of heavy lifting when I found out I’d locked my keys and cell phone in the apartment halfway through packing up the car. I think this is perhaps the best representation for my state of mind upon realizing what I’d done:

Long story short, after attempting to break into my own damn apartment, having my neighbors threaten to call the cops for said break-in, begging to use a random person’s cellphone to call my landlord, trying to call my landlord and crying when I realized it was a Jewish holiday and he would perhaps get back to me in the next 1-2 weeks, and finally using my dad’s apple watch to call my mom who called a local locksmith in the area, we were able to get back into my apartment to finish the move. For a cool THREE HUNDRED DOLLARS. Add in all the boxes and packing materials I bought, and we can just round this cost up to $500 here I think.

Total Cost of Move: $3K

What I Learned

As you can see from this deep analysis of my psyche finances, moving is f*ckingggg expensive. And I’m only describing the moves that occurred across state lines! I also moved once while living in New York all on my own, without a car, or my parents to listen to me whine about it help me. Two months after moving to North Carolina, I moved into my own apartment in Greensboro, which effectively drained the rest of my savings. Will I move again, you ask? Only if I feel like sabotaging my own happiness in the near future. So, yes, probably.

That said, I have learned a few things about moving. For one, savings matter, especially if you’re moving on your own without any parental pity outside financial assistance. It was key to my second move. I also learned that just because you have enough money for rent doesn’t mean you actually have enough money to move—you might end up spending three times what your monthly rent costs. Also, don’t drink before your move. Just don’t do it.

Images: Giphy (4)

How I Survive In Portland On A $50K Salary: Realistic ‘Money Diaries’
As long as Refinery29 keeps recruiting socialites to write about their budgeting woes for their Money Diaries segment, we will keep flaunting the finances of our freelancers to remind the world what suffering really looks like. While not nearly as expensive as LA, New York, or San Francisco, Portland, OR, where I currently live, is rapidly moving up the ranks of American cities that young people flock to for overpriced beverages and an astronomical disparity between their rent and wages. Thanks, Portlandia. Here’s what a typical day looks like in the Pacific Northwest’s second favorite city (fuck you, Seattle).

 

The Basics

Occupation: Officially I’m a global communications planner at a media agency, which is one of those made up titles that means I majored in journalism in college and then shrugged my way into job. It’s worked out spectacularly well for me thus far, so if everyone could keep their mouths shut and not ruin that, I’d be very appreciative.

Industry: Advertising. My office could not be more stereotypically “millennial advertising” if we tried. Portland’s latest warehouse loft-turned-office has it all: exposed brick. unfinished floors. open floor plans. a three-legged dog who named Cooper who loves burritos as much as any of the rest of us. Welcome to media, it’s just as glamorous as you were promised.

Age: 26
Location: Portland, OR
Salary: Approx. $50K
Paychecks: I get paid twice a month, on the 15th and the 30th. Sometimes this seems like a rational spacing of time, and sometimes it seems like four years have passed between the 15th and the 17th. If pay day happens to fall on a Friday, I am guaranteed to be starving for the next week and a half because my drunk self has no concept of not spending her entire paycheck mere seconds after she receives it on drinks for her all her friends.

Bonus: Much like debt-free college and social security, bonuses are a myth perpetuated by baby boomers to make us hate ourselves. No one tell them how well it’s working.

Shit I Pay For

 

Rent: For rent and utilities, I pay a grand total of $705 a month. I realize that this is a screaming deal, and there’s likely a reason. I live in the corner apartment of a building on a bustling street that hosts no less than four ambulance parties a night. We have no dishwasher, which means I could be stricken down with salmonella at any given moment. About once a month, someone tries to break into our basement storage/laundry room, which means I am unable to clean my clothes or access my storage unit for days at a time while the door is being replaced. Sometimes this means you have to wrap your cat in a blanket and carry her to her vet appointment because you physically cannot access her carrier. Don’t mind me, the quirky twentysomething strolling down a busy thoroughfare, gripping a struggling, screaming, overweight cat as if her life depended on it. I’m a rom com waiting to happen.

 

Car: I’d say I fill my car up about twice a month, and it’s probably $40 each time because I wait until there are literal tumbleweeds rolling around in the tank before coasting to the gas station that is only slightly downhill from my apartment.

 

Comcast: I pay $40 a month for moderately reliable wifi and access to the most basic cable package so that I can watch two shows in real time: Riverdale and anything from The Bachelor franchise. I initially positioned this as a work necessity, just in case I have to write a recap or reactionary piece. That has never happened. I’m just trash who needs immediate access to Riverdale and The Bachelor.

I'm The Worst

Hulu: My first big move into adulthood was taking over my family’s Hulu payment because it felt weird making my grandma pay for it while I handed out the password to all my friends. You could say I’m selfless. We sprang for the $11/month plan so that we can skip commercials. This is how the other side lives, my friends.

 

Gym Membership: I pay $89/month for a Class Pass membership that gets halfhearted use at best. Some weeks I’ll remember that one day the sun will return to this god forsaken city, and I go to barre religiously for four days in a row. Then I discover Hawaiian food and don’t move for another three weeks. Moderation is everything.

 

Going Out/Eating/Stupid Shit: I’m so offended that you would even think I’d subject myself to the trauma of checking these numbers. It’s too much okay? Is that enough? Are you not entertained?

 

Savings: I try to put away anywhere from $200 – $400 a month for a month long trip I have booked in October. “Try” is the operative word here, because I usually end up dipping back into that savings a couple days before pay day. My Mint app is furiously buzzing just hearing me type this.

 

Student Loans: I have come to accept that I will be paying these until the day I die. My 10-year plan is that the United States government crumbles in some kind of YA dystopian anarchy plotline, and I don’t have to finish paying for my college degree. That’s it. That’s as far as I’ve gotten in the realm of financial planning.

 

 

A Typical Day

8:00am – Eat what I’ve convinced myself is a healthy cereal alternative but what I know deep in my heart to just be a Trader Joe’s branded version of Cinnamon Toast Crunch. Sprinkle a couple blackberries on top and voilà, I am a health guru.

8:20am – Get into my car and notice that my gas light is on. How long has it been on? Only God knows. Immediately decide that this is a problem for later me to deal with.

8:35am – Stop on my way to work to buy an iced latte that I can hardly justify because our office provides coffee. But it’s the closest thing Portland has to Blue Bottle and so we all have to make our scarifies, I guess. My favorite part about spending $5.75 on an iced latte is that it only takes me 30 seconds to drink it and immediately wish that I had another one. Sure, it could have been $4.75, but I tipped a full dollar in my ongoing efforts to get the hot barista to remember me. This strategy has yet to pan out.
8:37am – While waiting for my latte, I openly gawk at a woman at a nearby table who has managed to pull off the heavy bang/oversized overall/struggling yet chic artist look that I was convinced, until this moment, only worked on people like Alexa Chung and Rachel McAdams. I wonder if she also tipped the barista a dollar.
10:00am – Walk to the cafe by my office because it’s such a nice day and why not get some fresh air! Definitely no ulterior motives here! Just accompanying a friend and basking in that sweet Oregon sunshine!
10:05am – Order a side of bacon, because I’m a growing 26-year-old girl and if keto taught me anything, it’s that we should be celebrating this perfect piece of meat.
12:30pm – Ventured to New Seasons to stock up on cheese for my weekly Riverdale viewing party. If you don’t spend your Wednesday nights devouring entire wedges of jalapeño gouda and mocking Archie Andrews, I honestly don’t know what to tell you other than to get your shit together.
Get Your Shit Together
While there, I realize that I have yet to drink a single liquid today that isn’t coffee, something that is definitely not helping eradicate the cold that has slowly taken over my body in the last 24 hours. In the name of self-care, I spend $4 on 11 oz. of hand squeeze orange juice and another $2.50 on a giant-ass bottle of Fiji water. I recognize that spitting in the face of sustainability is a bold choice to make in Portland, but I don’t have a dishwasher and don’t trust my own paltry cleaning skills to remove whatever bacteria may have accumulated in the four reusable bottles I actually own after months of use/baking in the backseat of my car.

 

I didn’t buy lunch because Tuesday night I decided to meal prep for the week to make myself feel better about a solid week straight of takeout. This didn’t stop me from standing in front of the hot bar mac and cheese and just sighing for five straight minutes. But, in the spirit of full disclosure, if we were talking a typical day I’d spend five minutes hemming and hawing about saving money and then drop $9 on a boxed salad, likely rife with e. Coli.

 

2:30pm – Consider eating the “afternoon snack” I packed this morning. It’s a healthy and dissatisfying combo of carrot sticks and white bean basil hummus, something that sounded enjoyable while I was furiously grocery shopping the night before but now just makes me want to die.
2:40pm – Eat it anyway. Even Cooper is unimpressed.
4:30pm – I head to the store to buy some stupid expensive sunscreen for my stupid pale skin because the stupid lovely sun came out in Portland for the first time this stupid year. God forbid I go to an outdoor happy hour before slathering myself in SPF60 and praying that whatever well alcohol I’ve selected for myself won’t interact with the sun and result in a cute rash across my chest.
4:45pm – It is now time for later me to deal with the fact that my car is running on literal fumes. I stop at the gas station near my office where the taxis fill up, because it’s cheaper and still pull the “just $10 regular” move because I have never heard of foresight. Sounds like a problem for two-days-from-now me.
6:30pm – Spend the entire drive to happy hour convincing myself to just get whatever cheap cider they have on draft and then don’t even hesitate before ordering the $10 cocktail special because it sounds festive and tropical. I also spring for an order of chips and salsa for the table because I’m the backbone of my friend group and also plan on eating them almost entirely by myself.

 

7:20pm – Head to my friend’s house for our Riverdale viewing party, where I eat no less than five different kinds of cheese. It’s easier to listen to Veronica say “Daddy” 150 times per episode when you’re uncomfortably full of brie and jalapeño gouda.
8:15pm – This episode is dark. Like, are we really all going to pretend we cared that much about Midge? And are we going to have to spend the rest of this season dealing with the return of tortured Archie? Because there isn’t enough cheese in all of New Seasons to make that okay.
9:30pm – Have to physically restrain myself from getting ice cream on the way home. I don’t know when I became this monster that eats entire meals consisting solely of dairy, but I blame Whole30. There’s no logic there, I just like to blame them for anything that goes wrong in my life.

 

Total Spending for One Weekday: Not counting the sunscreen but including the salad I typically would have bought, we’re looking at $49.42. I’ve had worse days, but it’s still not great.
Total Spending for One Week if I Spent Like This Every Day: $345.94. Refinery29, if you’re still looking for people with zero understanding of how money works, give me a call.

 

It probably goes without saying, but this could have been a lot worse. If you factored a weekend brunch into this plus even the tamest of nighttime activities, were’ looking at $500 a week. Who do I think I am? Bill Gates?

 

I know that, compared to a lot of people in a lot of places, I’m doing pretty well. I have an apartment that is cute when I actually clean it. I manage to eat enough food to feel bad about myself. My cat goes to a vet that’s nicer than my actual doctor. I feel safe spending at least $7 extra dollars a week just to gain the affection of a barista who will never know my name. I’ve done okay for myself.

 

Shout out to people living in more expensive cities with less means. You’re the real MVP’s. Feel free to teach my your ways, unless they require that I stop spending $20 a week on extravagant cheeses to accompany my CW shows. That’s just not a sacrifice I’m willing to make.

 

Images: Giphy (5)
Groundbreaking Writer Declares Pizza “Overrated”

Head Pro’s favorite things are pizza, dreaming about sex with Shay Mitchell, and when you email him at [email protected].

The problem with self-proclaimed “unpopular opinions” is that they’re not unpopular because, as their writers smugly believe, they’re HARSH TRUTHS that no one has the balls to admit. Instead, they’re unpopular for a very simple reason: they’re usually dumb and bad.

Take, for instance, this bone-headed take on pizza penned by Late Late Show writer Eliza Skinner in Refinery29, a publication that’s the literary equivalent of a high school sophomore trying to have a legitimate discussion with adults about global economic policies. She (wait for it)… DOESN’T LIKE PIZZA!! Which is fine, though it doesn’t warrant an entirely too-long screed that I’m not convinced is satirical, but I’m also not convinced isn’t. See if you can see what I mean.

“Yeah, that’s right — I don’t like pizza. I don’t like kids either. Dogs I like, but at this point I assume you’ve already clicked away from this article, muttering; “What an asshole. Pizza is the most overrated food since sliced bread.”

So edgy! “I have some incredibly conventional opinions held by many people my age, but let me hit you with a HARSH TRUTH: Pizza—not that good!” How do you accurately “rate” a food, anyway, especially against other foods that are not it? Good pizza is good. Duck confit is also good. Were I starving in a desert, dog food would probably be pretty swell too. Saying any one food is “overrated” is nonsense.

“Essentially, it is just melted cheese on bread with some tomato sauce in-between.”

This is an argument for, not against, pizza. This is why it’s the perfect junk food, it’s combination of salt and fat and carbs flip all the switches in our lizard brains. I know I shouldn’t eat it all the time, but that doesn’t mean I wouldn’t if I could.

“Nothing wrong with that. But everywhere you look someone is LOSING THEIR SHIT about pizza—pizza clothes, pizza tattoos, pizza home decor! Pizza has become an identity. I’ve seen more than one online dating profile that listed “pizza” under personality.”

Alright, this is a legitimate discussion I’ve had with Sgt. Olivia Betchson (god, that is so much dumber when I type it out). The meme-ification of pizza is annoying. Every other Instagram post is some iteration of “tfw your friends want you to go out but pizza is bae.”

 

A photo posted by Head Pro (@betchesheadpro) on

This has 6 more likes than it should, and I apologize.

But the problem is, pizza is a useful tool in these dumb memes because of what it represents: as opposed to the other 50% of instagram, which is people deliberately people showing off how hawt and sexxxy they are, it’s the opposite. People use it to poke fun at themselves by saying “hey, I’m not working out, I’m in my pajamas watching SVU marathons and eating food that someone brought to my door!” It’s annoying, but your problem is not with pizza. Your problem is with the assholes who turned it into a symbol of frivolous, intentionally-delayed adulthood.

“How much do you know about the APC? The American Pizza Community? It’s the pizza lobby… The APC has done a lot of strategizing to help make pizza popular and easily accessible. They lobbied to get pizza counted as a vegetable in school lunches… Mitt Romney received $110,807 from the APC. Mitch McConnell got $20,350. PIZZA IS REPUBLICAN.”

Inserting politics into places where they otherwise don’t make sense is a great way to accumulate friends, and I recommend doing it often. But I have news for you: anything that can be commodified and profited from is going to “be republican,” because they tend to favor business-friendly economic policies. Again, your problem is not with pizza, a foodstuff. Your problem is with BIG PIZZA. Buy local, or make your own (it’s stupefyingly easy) if you don’t like that.

“I sound like a hateful old gluten- and lactose-intolerant bitch! And you know what? I am.”

Wait, why the fuck are we here, then? The slim odds of her being both of those things aside, why are you complaining at length about a food you evidently can’t eat? That’s like me saying sex with Shay Mitchell is “overrated.”

Now, strap in to get fucked up…

“I work in TV, which means I’m often on sets full of hardworking people who need to be fed quickly and cheaply, and pizza is always the easy answer… What bothers me is the actresses. The same job that asks actresses to give in to unreasonable societal beauty standards also regularly asks them to smile and say thank you for pizza… But having a problem with pizza might make an actress seem difficult. Don’t be difficult! You should be fun! Pizza is fun!”

KABOOOOOOOOMMMM PIZZA IS UNFEMINIST!!!!! Like, I kind of get this? No one enjoys being the person in the office who, on pizza day, skulks away to go heat up their Lean Cuisine—you will get a comment or two from people who take your mindful choices as an unspoken commentary on their own, poor choices.

But also, I’m an adult who, should I elect to not partake in the free pizza, can afford to make the choice to bring something other than not pizza. So is, presumably, a working actress. You wanna insert some intersectional feminism in there? Fine, have at it. But again, if you’re blaming an innocuous foodstuff for so many of your woes, you don’t need internet column space. You need a therapist.

Head Pro’s favorite things are pizza, dreaming about sex with Shay Mitchell, and when you email him at [email protected].